Car Loan

CNAC and JD Byrider are a fraud!!! They have fake insurance they make you pay for. The Insurance will not pay you for any damages to your car. If you are 1 day late they harrass you like crazy, Theyve made me lose my job cause they wont stop bugging me. They owe me $1850 for damages to my car and the so called insurance Ive been paying for for over a year refuses to pay me,its property Damage and in the state of Texas its the law you have 2 years to claim property damage. I had to wait 8 months for a police report after my car getting shot at and they say I took too long to report and claim it. I also told the lady that worked there the day after it happened about it,and she said get a police report, but it took me months to get one. They asked me for the police report,I sent it to them,they asked me for a repair quote ,I sent that and pictures too, then a week later they denied me coverage and payment for damages. I have always been on time or early on my payments until they did this to me recently. They are harrassing me for a payment but refuse to pay me what they owe me. I found out this Insurance is a fake and demanded my payments for no good insurance refunded and they refused that too. They also sold me a car that has a CARFAX report of 37 accidents for $16000 with finance charges and interest!!!. Like I said they are bugging me for a $212 payment when they owe me much more than that!!! DONT EVER BUY A CAR FROM THEM!!!!